A successful investment strategy must consider numerous dynamics,  including your rate-of-return needs, personal tolerance for risk, liquidity needs, personal tax situation, current market conditions, and the time horizon for attaining each of your goals.  Taking each of these factors into account, we develop an appropriate investment plan for you.

Investment Policy Statement 

Once we have agreed upon the investment strategy, we design an formal Investment Policy Statement (IPS) for you.  The IPS details the investment strategy and policies that will govern how we manage your portfolio,  ensuring we are in agreement and understand your desires.  Therefore, we will not begin managing your accounts until you have signed and returned the IPS